Manager.io

Free

Free desktop accounting software with full double-entry bookkeeping.

Unlimited Free Tier

Free plan checked against Manager.io's pricing page on 2 September 2026. Re-checked monthly.

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About Manager.io

Manager.io is a free accounting application available as a desktop app, server edition, or cloud version. It supports double-entry bookkeeping, invoicing, and comprehensive financial reporting.

What You Get

Double-entry accounting - Full bookkeeping with chart of accounts
Invoicing - Create and send invoices to customers
Expense claims - Track and reimburse employee expenses
Bank reconciliation - Match transactions with bank statements
Financial statements - Balance sheet, profit and loss, and cash flow
Multi-currency - Handle transactions in multiple currencies
Payroll - Basic payroll processing (varies by edition)

What to Know

The desktop edition is free with no limits. The server and cloud editions have different pricing models. Manager.io has a traditional accounting interface that accountants will find familiar, but it may feel dated compared to Wave or ZipBooks.

Key Features

Double-entry accounting

Invoicing

Bill tracking

Bank reconciliation

Fixed assets

Payroll

Inventory

Multi-currency

Pros & Cons

Completely free desktop version

Full-featured

No limits

Desktop app only for free

UI looks dated

Less intuitive than cloud tools

The free plan in practice

What you can actually do on Manager.io's free plan (Full desktop version free), where it stops, and when it's worth paying.

What you can do free

Double-entry accounting
Invoicing
Expense claims
Fixed assets
Payroll
Bank reconciliation

Where it stops

Desktop app only (no cloud on free)
Cloud and server editions are paid
No mobile app on free version

When to upgrade to a paid plan

Stay on the free plan while you're comfortably under the free plan's limit (Full desktop version free). It's worth moving to a paid plan once you consistently bump into that ceiling, need to remove branding, or want features the free tier holds back.